Payday Lenders in New Jersey
Payday Loan Laws
Loan Terms and Conditions
Whenever you need emergency financing, you can get loans online from a legit lending companies. Check your rates and terms before applying for cash advance online.
History of New Jersey Payday Loans
How to file a complaint
New Jersey Loan Debt Relief
How to Get out of Loan Debt?
Types of Quick Loans in New Jersey
Alternatives to Payday Loans in New Jersey
New Jersey Income Information
The recently released 2021 U.S. Census reports show New Jersey having a median household income of $89,703, somewhat lower than the national median of $69,021. New Jersey’s economy is characterized by its diverse industries, including pharmaceuticals, finance, and telecommunications, which contribute to its overall economic strength. With a high median household income, the state offers its residents a relatively higher standard of living and greater purchasing power compared to many other states in the country. New Jersey’s median household income varies widely by county, with Hunterdon County being the highest at $117,858 and Cumberland County being the lowest at $55,709. The state’s poverty rate was 10.2% in 2021.
United States Census Bureau. “Poverty in the United States: 2021.” Accessed on May 12, 2023.
United States Census Bureau. U.S. Census Bureau QuickFacts: New Jersey. Accessed on May 12, 2023.
|LDF Holdings, LLC||30|
|GVA Holdings, LLC||21|
|Tribal Lending Enterprise, Inc.||16|
Consumer Financial Protection Bureau. Consumer Complaint Database. Accessed on May 12, 2023.
|Charged Unexpected fees or interest||188|
|Can’t contact lender||28|
|Struggling to pay loan||28|
|Can’t stop withdrawals from account||18|
|Received a loan didn’t apply for||13|
Payday loans are typically used for nonnegotiable everyday expenses like your rent, utilities, and groceries. Per data reported by Pewtrust, the percentage of reasons described below
|Regular Expenses (Utilities, car payment)||53%|
|Did not answer||2%|